Call reports 2008
HNB FIRST BANK — 2008
What HNB FIRST BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 106,127,000 | 108,136,000 | 107,374,000 | 111,256,000 |
| Total loans | 74,450,000 | 77,972,000 | 79,298,000 | 80,581,000 |
| Allowance for loan losses | 893,000 | 896,000 | 873,000 | 963,000 |
| Securities available for sale | 12,074,000 | 15,937,000 | 16,056,000 | 16,388,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,055,000 | 82,346,000 | 83,108,000 | 87,762,000 |
| Interest-bearing deposits | 73,377,000 | 72,815,000 | 72,419,000 | 75,991,000 |
| Noninterest-bearing deposits | 9,678,000 | 9,531,000 | 10,689,000 | 11,771,000 |
| Equity capital | 11,783,000 | 11,649,000 | 12,089,000 | 12,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,750,000 | 3,395,000 | 5,074,000 | 6,715,000 |
| Interest expense | 933,000 | 1,833,000 | 2,599,000 | 3,362,000 |
| Net interest income | 817,000 | 1,562,000 | 2,475,000 | 3,353,000 |
| Noninterest income | 293,000 | 606,000 | 965,000 | 1,343,000 |
| Noninterest expense | 838,000 | 1,663,000 | 2,488,000 | 3,684,000 |
| Provision for loan losses | 63,000 | 63,000 | 124,000 | 233,000 |
| Pretax income | 209,000 | 442,000 | 833,000 | 784,000 |
| Income tax | 19,000 | 38,000 | 58,000 | 45,000 |
| Net income | 190,000 | 404,000 | 775,000 | 739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,722,000 | 11,852,000 | 12,139,000 | 11,959,000 |
| Total capital | 12,615,000 | 12,748,000 | 13,012,000 | 12,922,000 |
| Risk-weighted assets | 82,002,000 | 85,143,000 | 85,983,000 | 87,699,000 |
Machine access — free, no API key
Every figure shown here about HNB FIRST BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.