Call reports 2005
HNB FIRST BANK — 2005
What HNB FIRST BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 86,167,000 | 87,446,000 | 88,424,000 | 89,504,000 |
| Total loans | 46,468,000 | 47,950,000 | 49,414,000 | 50,854,000 |
| Allowance for loan losses | 555,000 | 555,000 | 593,000 | 575,000 |
| Securities available for sale | 26,756,000 | 26,636,000 | 25,663,000 | 25,982,000 |
| Securities held to maturity | 10,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,992,000 | 61,698,000 | 62,675,000 | 63,971,000 |
| Interest-bearing deposits | 53,383,000 | 53,622,000 | 54,546,000 | 55,382,000 |
| Noninterest-bearing deposits | 7,609,000 | 8,076,000 | 8,129,000 | 8,589,000 |
| Equity capital | 11,919,000 | 12,628,000 | 12,533,000 | 11,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,166,000 | 2,390,000 | 3,699,000 | 5,056,000 |
| Interest expense | 438,000 | 908,000 | 1,430,000 | 1,976,000 |
| Net interest income | 728,000 | 1,482,000 | 2,269,000 | 3,080,000 |
| Noninterest income | 226,000 | 471,000 | 712,000 | 1,032,000 |
| Noninterest expense | 562,000 | 1,171,000 | 1,805,000 | 2,675,000 |
| Provision for loan losses | 100,000 | 100,000 | 140,000 | 240,000 |
| Pretax income | 304,000 | 695,000 | 1,049,000 | 1,210,000 |
| Income tax | 19,000 | 41,000 | 51,000 | 63,000 |
| Net income | 285,000 | 654,000 | 998,000 | 1,147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,404,000 | 12,629,000 | 12,829,000 | 12,438,000 |
| Total capital | 12,959,000 | 13,184,000 | 13,422,000 | 13,013,000 |
| Risk-weighted assets | 56,235,000 | 57,458,000 | 59,173,000 | 61,279,000 |
Machine access — free, no API key
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