Call reports 2004
HNB FIRST BANK — 2004
What HNB FIRST BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 86,077,000 | 83,265,000 | 84,696,000 | 85,857,000 |
| Total loans | 41,757,000 | 42,064,000 | 43,663,000 | 44,858,000 |
| Allowance for loan losses | 485,000 | 475,000 | 462,000 | 464,000 |
| Securities available for sale | 35,412,000 | 32,047,000 | 30,022,000 | 27,186,000 |
| Securities held to maturity | 1,180,000 | 1,076,000 | 969,000 | 800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,897,000 | 57,873,000 | 58,492,000 | 59,988,000 |
| Interest-bearing deposits | 53,587,000 | 51,789,000 | 51,638,000 | 52,218,000 |
| Noninterest-bearing deposits | 6,310,000 | 6,084,000 | 6,854,000 | 7,770,000 |
| Equity capital | 13,445,000 | 12,715,000 | 12,921,000 | 12,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,131,000 | 2,266,000 | 3,444,000 | 4,610,000 |
| Interest expense | 433,000 | 862,000 | 1,293,000 | 1,724,000 |
| Net interest income | 698,000 | 1,404,000 | 2,151,000 | 2,886,000 |
| Noninterest income | 228,000 | 516,000 | 771,000 | 1,000,000 |
| Noninterest expense | 591,000 | 1,187,000 | 1,819,000 | 2,730,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 100,000 |
| Pretax income | 335,000 | 747,000 | 1,022,000 | 1,075,000 |
| Income tax | 18,000 | 41,000 | 61,000 | 47,000 |
| Net income | 317,000 | 706,000 | 961,000 | 1,028,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,851,000 | 13,096,000 | 12,750,000 | 12,383,000 |
| Total capital | 13,336,000 | 13,571,000 | 13,212,000 | 12,847,000 |
| Risk-weighted assets | 52,470,000 | 52,204,000 | 53,886,000 | 54,778,000 |
Machine access — free, no API key
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