Call reports 2012
SECOND FEDERAL SAVINGS AND LOAN ASSOCIATION OF CHICAGO — 2012
What SECOND FEDERAL SAVINGS AND LOAN ASSOCIATION OF CHICAGO reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Total assets | 199,054,000 | 190,891,000 |
| Total loans | 146,756,000 | 141,874,000 |
| Allowance for loan losses | 3,718,000 | 4,133,000 |
| Securities available for sale | 16,500,000 | 22,569,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 175,885,000 | 171,627,000 |
| Interest-bearing deposits | 160,987,000 | 156,379,000 |
| Noninterest-bearing deposits | 14,898,000 | 15,248,000 |
| Equity capital | 2,439,000 | -1,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Interest income | 1,947,000 | 3,825,000 |
| Interest expense | 479,000 | 942,000 |
| Net interest income | 1,468,000 | 2,883,000 |
| Noninterest income | 183,000 | 201,000 |
| Noninterest expense | 2,265,000 | 4,564,000 |
| Provision for loan losses | 980,000 | 3,941,000 |
| Pretax income | -1,571,000 | -5,398,000 |
| Income tax | 0 | 0 |
| Net income | -1,571,000 | -5,398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Tier 1 capital | 2,434,000 | -1,393,000 |
| Total capital | 3,209,000 | -1,393,000 |
| Risk-weighted assets | 117,658,000 | 108,882,000 |