Call reports 2025
LEGENCE BANK — 2025
What LEGENCE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 662,789,000 | 649,752,000 | 647,010,000 | 648,646,000 |
| Total loans | 428,204,000 | 426,154,000 | 411,894,000 | 427,010,000 |
| Allowance for loan losses | 4,412,000 | 3,951,000 | 4,156,000 | 5,056,000 |
| Securities available for sale | 137,686,000 | 151,901,000 | 166,849,000 | 162,553,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 601,871,000 | 586,710,000 | 579,743,000 | 570,819,000 |
| Interest-bearing deposits | 398,957,000 | 391,480,000 | 388,084,000 | 375,812,000 |
| Noninterest-bearing deposits | 202,914,000 | 195,230,000 | 191,659,000 | 195,007,000 |
| Equity capital | 56,828,000 | 58,756,000 | 61,505,000 | 63,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 9,404,000 | 18,926,000 | 28,612,000 | 38,084,000 |
| Interest expense | 1,934,000 | 3,775,000 | 5,633,000 | 7,483,000 |
| Net interest income | 7,470,000 | 15,151,000 | 22,979,000 | 30,601,000 |
| Noninterest income | 1,014,000 | 2,039,000 | 3,103,000 | 4,147,000 |
| Noninterest expense | 5,797,000 | 11,411,000 | 16,939,000 | 22,683,000 |
| Provision for loan losses | 309,000 | 573,000 | 769,000 | 1,696,000 |
| Pretax income | 2,378,000 | 5,194,000 | 8,295,000 | 10,696,000 |
| Income tax | 8,000 | 0 | 3,000 | 3,000 |
| Net income | 2,370,000 | 5,194,000 | 8,292,000 | 10,693,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,762,000 | 61,036,000 | 61,384,000 | 60,786,000 |
| Total capital | 64,437,000 | 65,251,000 | 65,804,000 | 66,105,000 |
| Risk-weighted assets | 446,798,000 | 443,353,000 | 433,734,000 | 442,929,000 |