Call reports 2023
LEGENCE BANK — 2023
What LEGENCE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 643,584,000 | 640,262,000 | 637,711,000 | 654,567,000 |
| Total loans | 390,889,000 | 403,872,000 | 411,815,000 | 418,465,000 |
| Allowance for loan losses | 4,674,000 | 4,868,000 | 5,086,000 | 4,698,000 |
| Securities available for sale | 186,704,000 | 182,635,000 | 176,056,000 | 178,321,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 590,319,000 | 578,985,000 | 577,419,000 | 587,541,000 |
| Interest-bearing deposits | 356,913,000 | 364,364,000 | 376,076,000 | 398,637,000 |
| Noninterest-bearing deposits | 233,406,000 | 214,621,000 | 201,343,000 | 188,904,000 |
| Equity capital | 46,715,000 | 45,041,000 | 42,770,000 | 50,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,456,000 | 16,021,000 | 25,235,000 | 35,009,000 |
| Interest expense | 1,040,000 | 2,522,000 | 4,402,000 | 6,713,000 |
| Net interest income | 6,416,000 | 13,499,000 | 20,833,000 | 28,296,000 |
| Noninterest income | 928,000 | 1,840,000 | 2,763,000 | 4,233,000 |
| Noninterest expense | 4,950,000 | 10,141,000 | 15,353,000 | 21,083,000 |
| Provision for loan losses | 213,000 | 426,000 | 639,000 | 1,520,000 |
| Pretax income | 1,332,000 | 3,923,000 | 6,755,000 | 9,252,000 |
| Income tax | -23,000 | -38,000 | -37,000 | -36,000 |
| Net income | 1,355,000 | 3,961,000 | 6,792,000 | 9,288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,639,000 | 57,836,000 | 59,007,000 | 59,592,000 |
| Total capital | 61,786,000 | 62,703,000 | 64,093,000 | 64,763,000 |
| Risk-weighted assets | 447,126,000 | 460,227,000 | 484,223,000 | 472,644,000 |
Machine access — free, no API key
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