Call reports 2021
LEGENCE BANK — 2021
What LEGENCE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 626,847,000 | 617,981,000 | 627,646,000 | 657,731,000 |
| Total loans | 355,151,000 | 368,649,000 | 364,807,000 | 371,971,000 |
| Allowance for loan losses | 3,710,000 | 3,976,000 | 4,163,000 | 4,498,000 |
| Securities available for sale | 143,524,000 | 152,052,000 | 146,908,000 | 154,864,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 552,012,000 | 539,234,000 | 548,305,000 | 575,292,000 |
| Interest-bearing deposits | 358,019,000 | 351,848,000 | 358,407,000 | 368,117,000 |
| Noninterest-bearing deposits | 193,993,000 | 187,386,000 | 189,898,000 | 207,175,000 |
| Equity capital | 66,471,000 | 69,725,000 | 70,374,000 | 73,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,244,000 | 12,678,000 | 18,702,000 | 24,601,000 |
| Interest expense | 293,000 | 524,000 | 728,000 | 919,000 |
| Net interest income | 5,951,000 | 12,154,000 | 17,974,000 | 23,682,000 |
| Noninterest income | 1,208,000 | 3,026,000 | 5,019,000 | 6,986,000 |
| Noninterest expense | 4,611,000 | 9,619,000 | 14,653,000 | 19,754,000 |
| Provision for loan losses | 213,000 | 426,000 | 639,000 | 348,000 |
| Pretax income | 2,348,000 | 5,162,000 | 7,770,000 | 10,643,000 |
| Income tax | 52,000 | 64,000 | 79,000 | 97,000 |
| Net income | 2,296,000 | 5,098,000 | 7,691,000 | 10,546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,209,000 | 54,100,000 | 55,780,000 | 58,622,000 |
| Total capital | 55,919,000 | 58,076,000 | 59,943,000 | 63,120,000 |
| Risk-weighted assets | 336,202,000 | 382,697,000 | 404,874,000 | 417,380,000 |