Call reports 2020
LEGENCE BANK — 2020
What LEGENCE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 494,748,000 | 561,843,000 | 576,756,000 | 595,880,000 |
| Total loans | 324,205,000 | 373,061,000 | 370,184,000 | 372,439,000 |
| Allowance for loan losses | 3,547,000 | 4,196,000 | 4,345,000 | 3,772,000 |
| Securities available for sale | 102,362,000 | 122,574,000 | 132,694,000 | 142,479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 428,576,000 | 490,378,000 | 502,863,000 | 521,080,000 |
| Interest-bearing deposits | 300,552,000 | 331,396,000 | 339,720,000 | 342,276,000 |
| Noninterest-bearing deposits | 128,024,000 | 158,982,000 | 163,143,000 | 178,804,000 |
| Equity capital | 57,136,000 | 59,939,000 | 62,791,000 | 65,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,155,000 | 13,348,000 | 19,357,000 | 25,155,000 |
| Interest expense | 662,000 | 1,128,000 | 1,524,000 | 1,870,000 |
| Net interest income | 5,493,000 | 12,220,000 | 17,833,000 | 23,285,000 |
| Noninterest income | 810,000 | 2,297,000 | 3,632,000 | 4,666,000 |
| Noninterest expense | 4,831,000 | 9,547,000 | 14,079,000 | 19,099,000 |
| Provision for loan losses | 593,000 | 1,406,000 | 1,553,000 | 1,766,000 |
| Pretax income | 1,265,000 | 4,117,000 | 6,386,000 | 7,645,000 |
| Income tax | 32,000 | 42,000 | 53,000 | 67,000 |
| Net income | 1,233,000 | 4,075,000 | 6,333,000 | 7,578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,969,000 | 46,034,000 | 48,436,000 | 49,799,000 |
| Total capital | 48,516,000 | 50,104,000 | 52,470,000 | 53,571,000 |
| Risk-weighted assets | 349,083,000 | 325,513,000 | 322,456,000 | 344,056,000 |