Call reports 2018
LEGENCE BANK — 2018
What LEGENCE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 471,650,000 | 466,680,000 | 458,985,000 | 474,752,000 |
| Total loans | 259,374,000 | 278,455,000 | 290,881,000 | 313,980,000 |
| Allowance for loan losses | 2,024,000 | 2,230,000 | 2,416,000 | 2,559,000 |
| Securities available for sale | 123,327,000 | 118,543,000 | 115,887,000 | 112,644,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 419,323,000 | 413,556,000 | 407,047,000 | 401,411,000 |
| Interest-bearing deposits | 297,650,000 | 290,556,000 | 285,187,000 | 282,556,000 |
| Noninterest-bearing deposits | 121,673,000 | 123,000,000 | 121,860,000 | 118,855,000 |
| Equity capital | 47,661,000 | 48,136,000 | 47,387,000 | 49,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,512,000 | 11,373,000 | 17,358,000 | 23,616,000 |
| Interest expense | 454,000 | 915,000 | 1,413,000 | 1,963,000 |
| Net interest income | 5,058,000 | 10,458,000 | 15,945,000 | 21,653,000 |
| Noninterest income | 1,080,000 | 2,047,000 | 2,827,000 | 3,718,000 |
| Noninterest expense | 4,499,000 | 9,087,000 | 13,820,000 | 18,708,000 |
| Provision for loan losses | 213,000 | 426,000 | 639,000 | 852,000 |
| Pretax income | 1,426,000 | 2,992,000 | 4,313,000 | 5,811,000 |
| Income tax | 37,000 | 43,000 | 49,000 | 54,000 |
| Net income | 1,389,000 | 2,949,000 | 4,264,000 | 5,757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,599,000 | 39,459,000 | 39,899,000 | 41,475,000 |
| Total capital | 40,623,000 | 41,689,000 | 42,315,000 | 44,034,000 |
| Risk-weighted assets | 291,271,000 | 320,532,000 | 313,138,000 | 329,614,000 |