Call reports 2017
LEGENCE BANK — 2017
What LEGENCE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 306,548,000 | 315,986,000 | 464,869,000 | 466,374,000 |
| Total loans | 185,521,000 | 190,664,000 | 232,876,000 | 237,944,000 |
| Allowance for loan losses | 1,755,000 | 1,538,000 | 1,736,000 | 1,808,000 |
| Securities available for sale | 92,025,000 | 97,709,000 | 106,761,000 | 122,152,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,979,000 | 268,608,000 | 417,115,000 | 412,146,000 |
| Interest-bearing deposits | 232,982,000 | 231,092,000 | 353,272,000 | 293,047,000 |
| Noninterest-bearing deposits | 38,997,000 | 37,516,000 | 63,843,000 | 119,099,000 |
| Equity capital | 30,029,000 | 33,342,000 | 42,568,000 | 49,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,923,000 | 8,126,000 | 12,871,000 | 18,153,000 |
| Interest expense | 285,000 | 598,000 | 1,015,000 | 1,496,000 |
| Net interest income | 3,638,000 | 7,528,000 | 11,856,000 | 16,657,000 |
| Noninterest income | 786,000 | 1,988,000 | 3,302,000 | 4,119,000 |
| Noninterest expense | 3,164,000 | 6,483,000 | 10,676,000 | 15,069,000 |
| Provision for loan losses | 165,000 | 330,000 | 527,000 | 740,000 |
| Pretax income | 1,089,000 | 2,722,000 | 3,982,000 | 4,994,000 |
| Income tax | 34,000 | 38,000 | 43,000 | 48,000 |
| Net income | 1,055,000 | 2,684,000 | 3,939,000 | 4,946,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,336,000 | 28,845,000 | 32,281,000 | 38,436,000 |
| Total capital | 29,091,000 | 30,383,000 | 34,017,000 | 40,244,000 |
| Risk-weighted assets | 199,598,000 | 206,656,000 | 267,176,000 | 283,068,000 |