Call reports 2016
LEGENCE BANK — 2016
What LEGENCE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 305,092,000 | 304,208,000 | 305,658,000 | 303,996,000 |
| Total loans | 186,680,000 | 184,756,000 | 188,044,000 | 185,566,000 |
| Allowance for loan losses | 1,807,000 | 1,799,000 | 1,986,000 | 1,593,000 |
| Securities available for sale | 86,924,000 | 87,603,000 | 86,600,000 | 87,275,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,579,000 | 253,727,000 | 255,909,000 | 258,324,000 |
| Interest-bearing deposits | 219,795,000 | 217,176,000 | 223,104,000 | 223,791,000 |
| Noninterest-bearing deposits | 41,784,000 | 36,551,000 | 32,805,000 | 34,533,000 |
| Equity capital | 35,000,000 | 34,096,000 | 34,295,000 | 29,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,747,000 | 7,520,000 | 11,219,000 | 15,119,000 |
| Interest expense | 252,000 | 515,000 | 794,000 | 1,069,000 |
| Net interest income | 3,495,000 | 7,005,000 | 10,425,000 | 14,050,000 |
| Noninterest income | 935,000 | 1,816,000 | 2,956,000 | 4,070,000 |
| Noninterest expense | 3,067,000 | 6,077,000 | 9,060,000 | 12,217,000 |
| Provision for loan losses | 165,000 | 330,000 | 495,000 | 520,000 |
| Pretax income | 1,878,000 | 3,107,000 | 4,586,000 | 6,216,000 |
| Income tax | 10,000 | 55,000 | 58,000 | 62,000 |
| Net income | 1,868,000 | 3,052,000 | 4,528,000 | 6,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,582,000 | 28,767,000 | 29,031,000 | 27,710,000 |
| Total capital | 32,389,000 | 30,566,000 | 31,017,000 | 29,303,000 |
| Risk-weighted assets | 181,717,000 | 177,700,000 | 197,300,000 | 192,352,000 |