Call reports 2015
LEGENCE BANK — 2015
What LEGENCE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 303,919,000 | 302,185,000 | 302,102,000 | 314,264,000 |
| Total loans | 167,373,000 | 181,601,000 | 178,788,000 | 185,788,000 |
| Allowance for loan losses | 2,094,000 | 2,212,000 | 1,809,000 | 1,633,000 |
| Securities available for sale | 87,992,000 | 89,428,000 | 88,595,000 | 94,805,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,147,000 | 249,404,000 | 249,231,000 | 251,087,000 |
| Interest-bearing deposits | 214,094,000 | 207,161,000 | 207,745,000 | 207,231,000 |
| Noninterest-bearing deposits | 51,053,000 | 42,243,000 | 41,486,000 | 43,856,000 |
| Equity capital | 33,742,000 | 32,637,000 | 33,548,000 | 34,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,502,000 | 7,069,000 | 10,688,000 | 14,458,000 |
| Interest expense | 219,000 | 441,000 | 664,000 | 890,000 |
| Net interest income | 3,283,000 | 6,628,000 | 10,024,000 | 13,568,000 |
| Noninterest income | 863,000 | 1,986,000 | 3,202,000 | 4,425,000 |
| Noninterest expense | 2,926,000 | 5,989,000 | 9,037,000 | 12,124,000 |
| Provision for loan losses | 165,000 | 330,000 | 495,000 | 360,000 |
| Pretax income | 2,246,000 | 3,597,000 | 4,996,000 | 6,811,000 |
| Income tax | 15,000 | 56,000 | 66,000 | 73,000 |
| Net income | 2,231,000 | 3,541,000 | 4,930,000 | 6,738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,009,000 | 28,595,000 | 29,746,000 | 30,272,000 |
| Total capital | 30,103,000 | 30,807,000 | 31,555,000 | 31,905,000 |
| Risk-weighted assets | 174,281,000 | 178,549,000 | 170,716,000 | 181,649,000 |