Call reports 2012
LEGENCE BANK — 2012
What LEGENCE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 242,820,000 | 246,949,000 | 247,899,000 | 253,900,000 |
| Total loans | 120,849,000 | 134,161,000 | 132,633,000 | 136,474,000 |
| Allowance for loan losses | 1,493,000 | 1,500,000 | 1,510,000 | 1,515,000 |
| Securities available for sale | 81,157,000 | 85,044,000 | 86,923,000 | 87,929,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,204,000 | 207,347,000 | 201,023,000 | 199,275,000 |
| Interest-bearing deposits | 177,952,000 | 181,731,000 | 172,626,000 | 168,113,000 |
| Noninterest-bearing deposits | 25,252,000 | 25,616,000 | 28,397,000 | 31,162,000 |
| Equity capital | 28,962,000 | 29,847,000 | 30,576,000 | 31,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,160,000 | 6,379,000 | 10,200,000 | 13,818,000 |
| Interest expense | 347,000 | 688,000 | 1,016,000 | 1,313,000 |
| Net interest income | 2,813,000 | 5,691,000 | 9,184,000 | 12,505,000 |
| Noninterest income | 943,000 | 1,905,000 | 2,202,000 | 2,806,000 |
| Noninterest expense | 2,319,000 | 4,698,000 | 7,181,000 | 9,432,000 |
| Provision for loan losses | 201,000 | 402,000 | 1,336,000 | 1,286,000 |
| Pretax income | 1,236,000 | 2,496,000 | 3,201,000 | 5,384,000 |
| Income tax | 5,000 | 14,000 | 23,000 | 32,000 |
| Net income | 1,231,000 | 2,482,000 | 3,178,000 | 5,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,718,000 | 21,268,000 | 21,369,000 | 22,591,000 |
| Total capital | 22,211,000 | 22,768,000 | 22,879,000 | 24,106,000 |
| Risk-weighted assets | 138,139,000 | 153,501,000 | 158,700,000 | 158,181,000 |