Call reports 2025
KANSAS STATE BANK — 2025
What KANSAS STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 193,225,000 | 202,305,000 | 183,366,000 | 211,716,000 |
| Total loans | 78,023,000 | 80,576,000 | 78,603,000 | 79,766,000 |
| Allowance for loan losses | 1,030,000 | 1,055,000 | 1,049,000 | 1,188,000 |
| Securities available for sale | 96,705,000 | 97,962,000 | 89,944,000 | 95,265,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,496,000 | 182,892,000 | 163,240,000 | 192,042,000 |
| Interest-bearing deposits | 142,075,000 | 148,350,000 | 129,131,000 | 158,143,000 |
| Noninterest-bearing deposits | 32,421,000 | 34,542,000 | 34,109,000 | 33,899,000 |
| Equity capital | 16,490,000 | 16,958,000 | 17,982,000 | 17,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,013,000 | 4,191,000 | 6,472,000 | 8,671,000 |
| Interest expense | 731,000 | 1,455,000 | 2,156,000 | 2,814,000 |
| Net interest income | 1,282,000 | 2,736,000 | 4,316,000 | 5,857,000 |
| Noninterest income | 188,000 | 380,000 | 580,000 | 774,000 |
| Noninterest expense | 1,000,000 | 2,039,000 | 3,106,000 | 4,174,000 |
| Provision for loan losses | 0 | 9,000 | 18,000 | 158,000 |
| Pretax income | 813,000 | 1,419,000 | 2,016,000 | 2,514,000 |
| Income tax | 26,000 | 50,000 | 78,000 | 98,000 |
| Net income | 787,000 | 1,369,000 | 1,938,000 | 2,416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,577,000 | 18,633,000 | 19,202,000 | 18,526,000 |