Call reports 2023
KANSAS STATE BANK — 2023
What KANSAS STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 186,269,000 | 187,033,000 | 176,025,000 | 191,204,000 |
| Total loans | 74,660,000 | 77,476,000 | 75,265,000 | 76,836,000 |
| Allowance for loan losses | 1,047,000 | 1,056,000 | 1,065,000 | 1,073,000 |
| Securities available for sale | 98,949,000 | 96,679,000 | 92,457,000 | 103,418,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,272,000 | 174,023,000 | 159,475,000 | 176,881,000 |
| Interest-bearing deposits | 133,808,000 | 136,582,000 | 124,892,000 | 142,376,000 |
| Noninterest-bearing deposits | 39,464,000 | 37,441,000 | 34,583,000 | 34,505,000 |
| Equity capital | 10,566,000 | 10,054,000 | 10,115,000 | 11,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,477,000 | 3,041,000 | 4,718,000 | 6,338,000 |
| Interest expense | 157,000 | 616,000 | 1,227,000 | 1,859,000 |
| Net interest income | 1,320,000 | 2,425,000 | 3,491,000 | 4,479,000 |
| Noninterest income | 196,000 | 406,000 | 608,000 | 830,000 |
| Noninterest expense | 924,000 | 1,847,000 | 2,786,000 | 3,733,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 34,000 |
| Pretax income | 583,000 | 966,000 | 1,286,000 | 1,542,000 |
| Income tax | 25,000 | 31,000 | 45,000 | 56,000 |
| Net income | 558,000 | 935,000 | 1,241,000 | 1,486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,209,000 | 16,061,000 | 16,367,000 | 15,994,000 |
| Total capital | 17,219,000 | 17,072,000 | 17,378,000 | — |
| Risk-weighted assets | 80,727,000 | 80,838,000 | 80,829,000 | — |