Call reports 2021
KANSAS STATE BANK — 2021
What KANSAS STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 172,072,000 | 180,966,000 | 171,750,000 | 196,785,000 |
| Total loans | 72,347,000 | 71,447,000 | 69,723,000 | 68,670,000 |
| Allowance for loan losses | 948,000 | 971,000 | 994,000 | 1,016,000 |
| Securities available for sale | 77,378,000 | 86,815,000 | 83,736,000 | 100,473,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,583,000 | 163,472,000 | 153,636,000 | 178,570,000 |
| Interest-bearing deposits | 115,850,000 | 126,413,000 | 115,607,000 | 142,019,000 |
| Noninterest-bearing deposits | 38,733,000 | 37,059,000 | 38,029,000 | 36,551,000 |
| Equity capital | 15,021,000 | 14,888,000 | 15,325,000 | 14,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,226,000 | 2,524,000 | 3,790,000 | 4,896,000 |
| Interest expense | 43,000 | 78,000 | 111,000 | 143,000 |
| Net interest income | 1,183,000 | 2,446,000 | 3,679,000 | 4,753,000 |
| Noninterest income | 170,000 | 344,000 | 542,000 | 718,000 |
| Noninterest expense | 868,000 | 1,735,000 | 2,587,000 | 3,440,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 462,000 | 1,010,000 | 1,566,000 | 1,941,000 |
| Income tax | 21,000 | 45,000 | 70,000 | 87,000 |
| Net income | 441,000 | 965,000 | 1,496,000 | 1,854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,856,000 | 14,853,000 | 15,386,000 | 15,112,000 |
| Total capital | — | — | — | 16,097,000 |
| Risk-weighted assets | — | — | — | 78,615,000 |