Call reports 2020
KANSAS STATE BANK — 2020
What KANSAS STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 145,992,000 | 161,232,000 | 154,073,000 | 175,296,000 |
| Total loans | 62,918,000 | 71,572,000 | 73,315,000 | 72,780,000 |
| Allowance for loan losses | 863,000 | 886,000 | 908,000 | 931,000 |
| Securities available for sale | 75,107,000 | 76,844,000 | 67,848,000 | 80,871,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,538,000 | 143,234,000 | 134,314,000 | 156,598,000 |
| Interest-bearing deposits | 105,760,000 | 113,877,000 | 99,136,000 | 120,099,000 |
| Noninterest-bearing deposits | 21,778,000 | 29,357,000 | 35,178,000 | 36,499,000 |
| Equity capital | 15,082,000 | 15,268,000 | 15,267,000 | 15,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,315,000 | 2,873,000 | 4,103,000 | 5,052,000 |
| Interest expense | 169,000 | 283,000 | 347,000 | 396,000 |
| Net interest income | 1,146,000 | 2,590,000 | 3,756,000 | 4,656,000 |
| Noninterest income | 205,000 | 354,000 | 543,000 | 739,000 |
| Noninterest expense | 878,000 | 1,725,000 | 2,589,000 | 3,445,000 |
| Provision for loan losses | 22,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 451,000 | 1,174,000 | 1,642,000 | 1,860,000 |
| Income tax | 20,000 | 49,000 | 70,000 | 68,000 |
| Net income | 431,000 | 1,125,000 | 1,572,000 | 1,792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,216,000 | 14,385,000 | 14,533,000 | 14,415,000 |