Call reports 2016
KANSAS STATE BANK — 2016
What KANSAS STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 121,001,000 | 124,058,000 | 119,349,000 | 130,171,000 |
| Total loans | 39,764,000 | 40,947,000 | 45,656,000 | 47,100,000 |
| Allowance for loan losses | 547,000 | 556,000 | 574,000 | 580,000 |
| Securities available for sale | 74,118,000 | 71,720,000 | 66,549,000 | 73,278,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,701,000 | 108,953,000 | 96,934,000 | 114,747,000 |
| Interest-bearing deposits | 82,764,000 | 87,188,000 | 75,429,000 | 92,583,000 |
| Noninterest-bearing deposits | 20,937,000 | 21,766,000 | 21,506,000 | 22,164,000 |
| Equity capital | 11,416,000 | 11,839,000 | 11,957,000 | 11,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 859,000 | 1,708,000 | 2,604,000 | 3,514,000 |
| Interest expense | 42,000 | 84,000 | 127,000 | 180,000 |
| Net interest income | 817,000 | 1,624,000 | 2,477,000 | 3,334,000 |
| Noninterest income | 187,000 | 384,000 | 595,000 | 806,000 |
| Noninterest expense | 695,000 | 1,382,000 | 2,104,000 | 2,776,000 |
| Provision for loan losses | 19,000 | 38,000 | 56,000 | 74,000 |
| Pretax income | 290,000 | 588,000 | 912,000 | 1,290,000 |
| Income tax | 3,000 | 6,000 | 7,000 | -6,000 |
| Net income | 287,000 | 582,000 | 905,000 | 1,296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,895,000 | 11,060,000 | 11,358,000 | 11,509,000 |
| Total capital | 11,442,000 | 11,616,000 | 11,932,000 | 12,089,000 |
| Risk-weighted assets | 53,392,000 | 53,590,000 | 57,315,000 | 61,268,000 |