Call reports 2015
KANSAS STATE BANK — 2015
What KANSAS STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 118,510,000 | 125,972,000 | 119,299,000 | 128,440,000 |
| Total loans | 33,357,000 | 37,051,000 | 38,554,000 | 39,375,000 |
| Allowance for loan losses | 461,000 | 498,000 | 510,000 | 530,000 |
| Securities available for sale | 74,287,000 | 75,970,000 | 73,629,000 | 76,762,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,510,000 | 110,422,000 | 100,463,000 | 114,072,000 |
| Interest-bearing deposits | 84,269,000 | 92,464,000 | 81,927,000 | 95,371,000 |
| Noninterest-bearing deposits | 19,242,000 | 17,958,000 | 18,535,000 | 18,700,000 |
| Equity capital | 10,873,000 | 10,834,000 | 11,172,000 | 11,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 763,000 | 1,552,000 | 2,383,000 | 3,237,000 |
| Interest expense | 40,000 | 78,000 | 119,000 | 159,000 |
| Net interest income | 723,000 | 1,474,000 | 2,264,000 | 3,078,000 |
| Noninterest income | 178,000 | 385,000 | 598,000 | 802,000 |
| Noninterest expense | 672,000 | 1,355,000 | 2,030,000 | 2,666,000 |
| Provision for loan losses | 16,000 | 31,000 | 46,000 | 64,000 |
| Pretax income | 213,000 | 473,000 | 786,000 | 1,150,000 |
| Income tax | 10,000 | 17,000 | 25,000 | 36,000 |
| Net income | 203,000 | 456,000 | 761,000 | 1,114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,324,000 | 10,600,000 | 10,603,000 | 10,958,000 |
| Total capital | 10,785,000 | 11,098,000 | 11,113,000 | 11,488,000 |
| Risk-weighted assets | 59,576,000 | 58,490,000 | 53,046,000 | 66,613,000 |