Call reports 2014
KANSAS STATE BANK — 2014
What KANSAS STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 115,485,000 | 122,424,000 | 113,779,000 | 122,634,000 |
| Total loans | 26,492,000 | 28,796,000 | 30,297,000 | 31,253,000 |
| Allowance for loan losses | 509,000 | 504,000 | 451,000 | 454,000 |
| Securities available for sale | 74,763,000 | 78,926,000 | 78,224,000 | 75,717,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,629,000 | 104,920,000 | 91,886,000 | 108,110,000 |
| Interest-bearing deposits | 85,162,000 | 87,479,000 | 75,035,000 | 88,600,000 |
| Noninterest-bearing deposits | 15,467,000 | 17,441,000 | 16,850,000 | 19,510,000 |
| Equity capital | 9,712,000 | 10,265,000 | 10,399,000 | 10,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 697,000 | 1,426,000 | 2,189,000 | 2,939,000 |
| Interest expense | 45,000 | 88,000 | 128,000 | 167,000 |
| Net interest income | 652,000 | 1,338,000 | 2,061,000 | 2,772,000 |
| Noninterest income | 190,000 | 390,000 | 578,000 | 760,000 |
| Noninterest expense | 670,000 | 1,341,000 | 1,989,000 | 2,640,000 |
| Provision for loan losses | 8,000 | 8,000 | 13,000 | 19,000 |
| Pretax income | 164,000 | 379,000 | 637,000 | 873,000 |
| Income tax | 3,000 | 13,000 | 24,000 | 35,000 |
| Net income | 161,000 | 366,000 | 613,000 | 838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,116,000 | 10,321,000 | 10,568,000 | 10,493,000 |
| Total capital | 10,625,000 | 10,825,000 | 11,019,000 | 10,947,000 |
| Risk-weighted assets | 46,180,000 | 52,828,000 | 48,646,000 | 50,681,000 |