Call reports 2013
KANSAS STATE BANK — 2013
What KANSAS STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 105,533,000 | 106,598,000 | 102,522,000 | 113,656,000 |
| Total loans | 23,540,000 | 24,665,000 | 26,184,000 | 25,830,000 |
| Allowance for loan losses | 511,000 | 505,000 | 504,000 | 491,000 |
| Securities available for sale | 65,604,000 | 65,346,000 | 68,216,000 | 72,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,184,000 | 92,164,000 | 88,268,000 | 100,101,000 |
| Interest-bearing deposits | 76,374,000 | 77,117,000 | 73,656,000 | 86,351,000 |
| Noninterest-bearing deposits | 15,809,000 | 15,048,000 | 14,612,000 | 13,750,000 |
| Equity capital | 10,661,000 | 9,454,000 | 9,695,000 | 9,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 615,000 | 1,256,000 | 1,944,000 | 2,625,000 |
| Interest expense | 50,000 | 100,000 | 146,000 | 191,000 |
| Net interest income | 565,000 | 1,156,000 | 1,798,000 | 2,434,000 |
| Noninterest income | 199,000 | 430,000 | 661,000 | 879,000 |
| Noninterest expense | 625,000 | 1,292,000 | 1,932,000 | 2,605,000 |
| Provision for loan losses | 5,000 | 13,000 | 24,000 | 35,000 |
| Pretax income | 134,000 | 281,000 | 503,000 | 673,000 |
| Income tax | 6,000 | 12,000 | 22,000 | 29,000 |
| Net income | 128,000 | 269,000 | 481,000 | 644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,939,000 | 10,080,000 | 10,092,000 | 10,255,000 |
| Total capital | 10,450,000 | 10,585,000 | 10,596,000 | 10,746,000 |
| Risk-weighted assets | 43,118,000 | 41,440,000 | 47,501,000 | 49,448,000 |