Call reports 2012
KANSAS STATE BANK — 2012
What KANSAS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 106,796,000 | 102,761,000 | 96,788,000 | 113,315,000 |
| Total loans | 21,191,000 | 21,529,000 | 21,210,000 | 22,546,000 |
| Allowance for loan losses | 531,000 | 530,000 | 535,000 | 509,000 |
| Securities available for sale | 59,082,000 | 72,116,000 | 67,163,000 | 64,646,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,132,000 | 89,657,000 | 84,149,000 | 99,712,000 |
| Interest-bearing deposits | 79,917,000 | 76,965,000 | 71,204,000 | 86,687,000 |
| Noninterest-bearing deposits | 12,215,000 | 12,692,000 | 12,945,000 | 13,025,000 |
| Equity capital | 10,890,000 | 10,694,000 | 10,929,000 | 10,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 637,000 | 1,301,000 | 1,958,000 | 2,603,000 |
| Interest expense | 100,000 | 188,000 | 261,000 | 324,000 |
| Net interest income | 537,000 | 1,113,000 | 1,697,000 | 2,279,000 |
| Noninterest income | 197,000 | 397,000 | 596,000 | 802,000 |
| Noninterest expense | 668,000 | 1,351,000 | 2,003,000 | 2,684,000 |
| Provision for loan losses | -1,000 | 4,000 | 18,000 | 25,000 |
| Pretax income | 67,000 | 155,000 | 272,000 | 372,000 |
| Income tax | 4,000 | -9,000 | -4,000 | 1,000 |
| Net income | 63,000 | 164,000 | 276,000 | 371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,285,000 | 9,904,000 | 10,016,000 | 10,111,000 |
| Total capital | 10,689,000 | 10,417,000 | 10,472,000 | 10,583,000 |
| Risk-weighted assets | 36,516,000 | 40,995,000 | 36,437,000 | 37,707,000 |