Call reports 2025
FIRST NATIONAL BANK OF PETERSTOWN, THE — 2025
What FIRST NATIONAL BANK OF PETERSTOWN, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 86,384,000 | 86,371,000 | 85,424,000 | 84,072,000 |
| Total loans | 37,810,000 | 37,896,000 | 37,691,000 | 38,375,000 |
| Allowance for loan losses | 540,000 | 550,000 | 550,000 | 560,000 |
| Securities available for sale | 17,307,000 | 19,911,000 | 20,630,000 | 20,354,000 |
| Securities held to maturity | 8,175,000 | 8,052,000 | 7,924,000 | 7,786,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,601,000 | 76,224,000 | 74,639,000 | 73,457,000 |
| Interest-bearing deposits | 42,018,000 | 40,068,000 | 40,254,000 | 39,287,000 |
| Noninterest-bearing deposits | 34,583,000 | 36,156,000 | 34,385,000 | 34,170,000 |
| Equity capital | 9,672,000 | 10,012,000 | 10,524,000 | 10,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 769,000 | 1,571,000 | 2,369,000 | 3,159,000 |
| Interest expense | 134,000 | 258,000 | 373,000 | 490,000 |
| Net interest income | 635,000 | 1,313,000 | 1,996,000 | 2,669,000 |
| Noninterest income | 182,000 | 371,000 | 548,000 | 728,000 |
| Noninterest expense | 544,000 | 1,086,000 | 1,695,000 | 2,336,000 |
| Provision for loan losses | 0 | 6,000 | 6,000 | 19,000 |
| Pretax income | 273,000 | 592,000 | 843,000 | 1,042,000 |
| Income tax | 30,000 | 74,000 | 124,000 | 209,000 |
| Net income | 243,000 | 518,000 | 719,000 | 833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,242,000 | 11,517,000 | 11,718,000 | 11,712,000 |
| Total capital | 11,760,000 | 12,039,000 | 12,240,000 | 12,240,000 |
| Risk-weighted assets | 41,444,000 | 41,778,000 | 41,741,000 | 42,218,000 |