Call reports 2022
FIRST NATIONAL BANK OF PETERSTOWN, THE — 2022
What FIRST NATIONAL BANK OF PETERSTOWN, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 87,710,000 | 85,576,000 | 86,019,000 | 84,376,000 |
| Total loans | 40,652,000 | 41,159,000 | 40,836,000 | 41,169,000 |
| Allowance for loan losses | 510,000 | 510,000 | 510,000 | 528,000 |
| Securities available for sale | 28,214,000 | 26,138,000 | 17,379,000 | 17,110,000 |
| Securities held to maturity | 0 | 0 | 9,369,000 | 9,241,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,088,000 | 78,649,000 | 79,065,000 | 77,244,000 |
| Interest-bearing deposits | 46,101,000 | 45,265,000 | 45,293,000 | 43,793,000 |
| Noninterest-bearing deposits | 33,987,000 | 33,384,000 | 33,772,000 | 33,451,000 |
| Equity capital | 7,547,000 | 6,798,000 | 6,776,000 | 7,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 556,000 | 1,149,000 | 1,782,000 | 2,456,000 |
| Interest expense | 28,000 | 50,000 | 71,000 | 90,000 |
| Net interest income | 528,000 | 1,099,000 | 1,711,000 | 2,366,000 |
| Noninterest income | 112,000 | 231,000 | 340,000 | 456,000 |
| Noninterest expense | 488,000 | 907,000 | 1,425,000 | 2,020,000 |
| Provision for loan losses | 0 | 0 | 0 | 18,000 |
| Pretax income | 152,000 | 423,000 | 626,000 | 784,000 |
| Income tax | 15,000 | 40,000 | 82,000 | 141,000 |
| Net income | 137,000 | 383,000 | 544,000 | 643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,986,000 | 9,231,000 | 9,393,000 | 9,492,000 |
| Total capital | 9,496,000 | 9,741,000 | 9,903,000 | 10,020,000 |
| Risk-weighted assets | 44,652,000 | 44,513,000 | 45,382,000 | 44,998,000 |