Call reports 2021
FIRST NATIONAL BANK OF PETERSTOWN, THE — 2021
What FIRST NATIONAL BANK OF PETERSTOWN, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 82,258,000 | 83,956,000 | 85,381,000 | 85,696,000 |
| Total loans | 41,881,000 | 41,210,000 | 41,131,000 | 40,823,000 |
| Allowance for loan losses | 522,000 | 522,000 | 522,000 | 510,000 |
| Securities available for sale | 21,705,000 | 24,171,000 | 26,065,000 | 27,833,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,664,000 | 75,153,000 | 76,438,000 | 76,983,000 |
| Interest-bearing deposits | 43,038,000 | 43,631,000 | 44,946,000 | 45,061,000 |
| Noninterest-bearing deposits | 30,626,000 | 31,522,000 | 31,492,000 | 31,922,000 |
| Equity capital | 8,479,000 | 8,689,000 | 8,773,000 | 8,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 532,000 | 1,070,000 | 1,617,000 | 2,169,000 |
| Interest expense | 55,000 | 105,000 | 145,000 | 180,000 |
| Net interest income | 477,000 | 965,000 | 1,472,000 | 1,989,000 |
| Noninterest income | 101,000 | 197,000 | 298,000 | 396,000 |
| Noninterest expense | 449,000 | 889,000 | 1,414,000 | 1,956,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 129,000 | 273,000 | 356,000 | 429,000 |
| Income tax | 20,000 | 35,000 | 50,000 | 66,000 |
| Net income | 109,000 | 238,000 | 306,000 | 363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,595,000 | 8,724,000 | 8,792,000 | 8,849,000 |
| Total capital | 9,088,000 | 9,239,000 | 9,306,000 | 9,359,000 |
| Risk-weighted assets | 39,475,000 | 41,203,000 | 41,147,000 | 42,047,000 |