Call reports 2020
FIRST NATIONAL BANK OF PETERSTOWN, THE — 2020
What FIRST NATIONAL BANK OF PETERSTOWN, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 70,190,000 | 75,037,000 | 76,028,000 | 78,880,000 |
| Total loans | 44,530,000 | 44,072,000 | 43,142,000 | 41,523,000 |
| Allowance for loan losses | 534,000 | 541,000 | 540,000 | 535,000 |
| Securities available for sale | 13,260,000 | 14,898,000 | 15,991,000 | 18,361,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,660,000 | 66,215,000 | 67,053,000 | 70,181,000 |
| Interest-bearing deposits | 38,297,000 | 39,734,000 | 40,744,000 | 41,341,000 |
| Noninterest-bearing deposits | 23,363,000 | 26,481,000 | 26,309,000 | 28,840,000 |
| Equity capital | 8,383,000 | 8,673,000 | 8,760,000 | 8,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 618,000 | 1,206,000 | 1,786,000 | 2,337,000 |
| Interest expense | 72,000 | 140,000 | 206,000 | 269,000 |
| Net interest income | 546,000 | 1,066,000 | 1,580,000 | 2,068,000 |
| Noninterest income | 97,000 | 177,000 | 261,000 | 361,000 |
| Noninterest expense | 435,000 | 894,000 | 1,381,000 | 1,995,000 |
| Provision for loan losses | 5,000 | 12,000 | 15,000 | 15,000 |
| Pretax income | 204,000 | 338,000 | 446,000 | 420,000 |
| Income tax | 20,000 | 35,000 | 50,000 | 72,000 |
| Net income | 184,000 | 303,000 | 396,000 | 348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,422,000 | 8,541,000 | 8,634,000 | 8,486,000 |
| Total capital | 8,909,000 | — | — | 8,972,000 |
| Risk-weighted assets | 38,923,000 | — | — | 38,832,000 |