Call reports 2019
FIRST NATIONAL BANK OF PETERSTOWN, THE — 2019
What FIRST NATIONAL BANK OF PETERSTOWN, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 65,445,000 | 66,492,000 | 67,726,000 | 68,182,000 |
| Total loans | 43,962,000 | 44,249,000 | 45,328,000 | 45,228,000 |
| Allowance for loan losses | 506,000 | 520,000 | 545,000 | 523,000 |
| Securities available for sale | 11,602,000 | 11,336,000 | 11,448,000 | 11,979,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,372,000 | 58,137,000 | 59,177,000 | 59,872,000 |
| Interest-bearing deposits | 34,880,000 | 35,352,000 | 37,211,000 | 37,245,000 |
| Noninterest-bearing deposits | 22,492,000 | 22,785,000 | 21,966,000 | 22,627,000 |
| Equity capital | 7,897,000 | 8,191,000 | 8,266,000 | 8,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 600,000 | 1,223,000 | 1,850,000 | 2,461,000 |
| Interest expense | 52,000 | 111,000 | 178,000 | 253,000 |
| Net interest income | 548,000 | 1,112,000 | 1,672,000 | 2,208,000 |
| Noninterest income | 89,000 | 179,000 | 255,000 | 370,000 |
| Noninterest expense | 422,000 | 883,000 | 1,409,000 | 2,011,000 |
| Provision for loan losses | 11,000 | 25,000 | 49,000 | 73,000 |
| Pretax income | 204,000 | 383,000 | 469,000 | 494,000 |
| Income tax | 20,000 | 45,000 | 75,000 | 96,000 |
| Net income | 184,000 | 338,000 | 394,000 | 398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,124,000 | 8,278,000 | 8,334,000 | 8,239,000 |
| Total capital | 8,600,000 | 8,751,000 | 8,817,000 | 8,720,000 |
| Risk-weighted assets | 38,113,000 | 37,854,000 | 38,588,000 | 38,447,000 |