Call reports 2016
FIRST NATIONAL BANK OF PETERSTOWN, THE — 2016
What FIRST NATIONAL BANK OF PETERSTOWN, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 63,557,000 | 62,051,000 | 61,252,000 | 60,550,000 |
| Total loans | 29,552,000 | 30,613,000 | 30,553,000 | 30,919,000 |
| Allowance for loan losses | 450,000 | 450,000 | 450,000 | 450,000 |
| Securities available for sale | 24,446,000 | 24,029,000 | 22,355,000 | 20,986,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,960,000 | 54,162,000 | 53,315,000 | 53,177,000 |
| Interest-bearing deposits | 35,597,000 | 35,146,000 | 34,103,000 | 33,238,000 |
| Noninterest-bearing deposits | 20,363,000 | 19,016,000 | 19,212,000 | 19,939,000 |
| Equity capital | 7,424,000 | 7,679,000 | 7,667,000 | 7,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 515,000 | 1,018,000 | 1,520,000 | 2,019,000 |
| Interest expense | 34,000 | 66,000 | 96,000 | 123,000 |
| Net interest income | 481,000 | 952,000 | 1,424,000 | 1,896,000 |
| Noninterest income | 36,000 | 116,000 | 175,000 | 238,000 |
| Noninterest expense | 426,000 | 847,000 | 1,342,000 | 1,886,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 91,000 | 225,000 | 269,000 | 261,000 |
| Income tax | 20,000 | 45,000 | 75,000 | 39,000 |
| Net income | 71,000 | 180,000 | 194,000 | 222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,422,000 | 7,531,000 | 7,545,000 | 7,523,000 |
| Total capital | 7,777,000 | 7,891,000 | 7,903,000 | 7,888,000 |
| Risk-weighted assets | 28,310,000 | 28,719,000 | 28,572,000 | 29,137,000 |