Call reports 2015
FIRST NATIONAL BANK OF PETERSTOWN, THE — 2015
What FIRST NATIONAL BANK OF PETERSTOWN, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 62,486,000 | 63,726,000 | 61,802,000 | 63,262,000 |
| Total loans | 30,441,000 | 29,710,000 | 29,749,000 | 29,948,000 |
| Allowance for loan losses | 457,000 | 457,000 | 454,000 | 454,000 |
| Securities available for sale | 24,657,000 | 23,451,000 | 23,641,000 | 23,447,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,942,000 | 56,242,000 | 54,023,000 | 55,903,000 |
| Interest-bearing deposits | 37,519,000 | 37,388,000 | 36,171,000 | 35,773,000 |
| Noninterest-bearing deposits | 17,423,000 | 18,854,000 | 17,852,000 | 20,130,000 |
| Equity capital | 7,168,000 | 7,081,000 | 7,299,000 | 7,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 557,000 | 1,069,000 | 1,585,000 | 2,104,000 |
| Interest expense | 43,000 | 80,000 | 117,000 | 153,000 |
| Net interest income | 514,000 | 989,000 | 1,468,000 | 1,951,000 |
| Noninterest income | 51,000 | 107,000 | 155,000 | 237,000 |
| Noninterest expense | 363,000 | 760,000 | 1,198,000 | 1,801,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 209,000 | 343,000 | 432,000 | 394,000 |
| Income tax | 40,000 | 80,000 | 110,000 | 85,000 |
| Net income | 169,000 | 263,000 | 322,000 | 309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,209,000 | 7,303,000 | 7,362,000 | 7,351,000 |
| Total capital | 7,560,000 | 7,661,000 | 7,719,000 | 7,711,000 |
| Risk-weighted assets | 28,046,000 | 28,586,000 | 28,513,000 | 28,741,000 |