Call reports 2014
FIRST NATIONAL BANK OF PETERSTOWN, THE — 2014
What FIRST NATIONAL BANK OF PETERSTOWN, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 64,514,000 | 64,386,000 | 64,308,000 | 62,570,000 |
| Total loans | 28,836,000 | 29,436,000 | 29,840,000 | 30,527,000 |
| Allowance for loan losses | 440,000 | 442,000 | 442,000 | 457,000 |
| Securities available for sale | 29,265,000 | 28,963,000 | 28,723,000 | 26,344,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,003,000 | 57,468,000 | 57,154,000 | 55,532,000 |
| Interest-bearing deposits | 42,132,000 | 41,407,000 | 40,208,000 | 38,398,000 |
| Noninterest-bearing deposits | 15,871,000 | 16,061,000 | 16,946,000 | 17,134,000 |
| Equity capital | 6,272,000 | 6,658,000 | 6,806,000 | 6,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 576,000 | 1,140,000 | 1,714,000 | 2,265,000 |
| Interest expense | 67,000 | 122,000 | 176,000 | 220,000 |
| Net interest income | 509,000 | 1,018,000 | 1,538,000 | 2,045,000 |
| Noninterest income | 44,000 | 112,000 | 132,000 | 185,000 |
| Noninterest expense | 366,000 | 725,000 | 1,102,000 | 1,636,000 |
| Provision for loan losses | 0 | 0 | 0 | 17,000 |
| Pretax income | 194,000 | 412,000 | 575,000 | 580,000 |
| Income tax | 40,000 | 80,000 | 120,000 | 159,000 |
| Net income | 154,000 | 332,000 | 455,000 | 421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,775,000 | 6,953,000 | 7,076,000 | 7,042,000 |
| Total capital | 7,127,000 | 7,310,000 | 7,436,000 | 7,392,000 |
| Risk-weighted assets | 28,074,000 | 28,473,000 | 28,689,000 | 27,857,000 |