Call reports 2013
FIRST NATIONAL BANK OF PETERSTOWN, THE — 2013
What FIRST NATIONAL BANK OF PETERSTOWN, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 66,261,000 | 64,925,000 | 65,346,000 | 64,724,000 |
| Total loans | 28,252,000 | 27,776,000 | 27,884,000 | 28,918,000 |
| Allowance for loan losses | 421,000 | 423,000 | 429,000 | 440,000 |
| Securities available for sale | 30,035,000 | 30,865,000 | 31,562,000 | 31,029,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,213,000 | 58,270,000 | 58,849,000 | 58,587,000 |
| Interest-bearing deposits | 44,628,000 | 43,990,000 | 43,873,000 | 43,177,000 |
| Noninterest-bearing deposits | 14,585,000 | 14,280,000 | 14,976,000 | 15,410,000 |
| Equity capital | 6,617,000 | 6,252,000 | 6,190,000 | 5,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 591,000 | 1,175,000 | 1,755,000 | 2,355,000 |
| Interest expense | 109,000 | 208,000 | 297,000 | 375,000 |
| Net interest income | 482,000 | 967,000 | 1,458,000 | 1,980,000 |
| Noninterest income | 41,000 | 89,000 | 127,000 | 170,000 |
| Noninterest expense | 378,000 | 743,000 | 1,101,000 | 1,603,000 |
| Provision for loan losses | 7,000 | 7,000 | 25,000 | 36,000 |
| Pretax income | 143,000 | 312,000 | 465,000 | 528,000 |
| Income tax | 30,000 | 60,000 | 100,000 | 147,000 |
| Net income | 113,000 | 252,000 | 365,000 | 381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,452,000 | 6,590,000 | 6,705,000 | 6,621,000 |
| Total capital | 6,808,000 | 6,948,000 | 7,062,000 | 6,978,000 |
| Risk-weighted assets | 28,387,000 | 28,592,000 | 28,474,000 | 28,448,000 |