Call reports 2024
BREDA SAVINGS BANK — 2024
What BREDA SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 99,927,000 | 101,106,000 | 99,631,000 | 96,165,000 |
| Total loans | 58,950,000 | 61,159,000 | 59,640,000 | 57,154,000 |
| Allowance for loan losses | 428,000 | 461,000 | 455,000 | 441,000 |
| Securities available for sale | 35,330,000 | 32,820,000 | 33,918,000 | 32,299,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,942,000 | 79,985,000 | 79,625,000 | 75,299,000 |
| Interest-bearing deposits | 62,275,000 | 60,672,000 | 59,053,000 | 54,199,000 |
| Noninterest-bearing deposits | 18,667,000 | 19,313,000 | 20,572,000 | 21,100,000 |
| Equity capital | 6,596,000 | 5,978,000 | 7,027,000 | 6,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,224,000 | 2,482,000 | 3,710,000 | 5,022,000 |
| Interest expense | 625,000 | 1,217,000 | 1,812,000 | 2,431,000 |
| Net interest income | 599,000 | 1,265,000 | 1,898,000 | 2,591,000 |
| Noninterest income | 120,000 | 214,000 | 386,000 | 526,000 |
| Noninterest expense | 440,000 | 778,000 | 1,255,000 | 1,719,000 |
| Provision for loan losses | 14,000 | 47,000 | 41,000 | 27,000 |
| Pretax income | 265,000 | 654,000 | 988,000 | 1,276,000 |
| Income tax | -90,000 | -76,000 | -70,000 | -62,000 |
| Net income | 355,000 | 730,000 | 1,058,000 | 1,338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,543,000 | 9,917,000 | 10,246,000 | 10,526,000 |