Call reports 2022
BREDA SAVINGS BANK — 2022
What BREDA SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 74,772,000 | 77,356,000 | 85,650,000 | 89,703,000 |
| Total loans | 38,446,000 | 42,081,000 | 46,010,000 | 49,480,000 |
| Allowance for loan losses | 406,000 | 408,000 | 408,000 | 408,000 |
| Securities available for sale | 32,505,000 | 30,785,000 | 34,264,000 | 35,191,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,459,000 | 63,547,000 | 64,084,000 | 66,738,000 |
| Interest-bearing deposits | 38,120,000 | 41,592,000 | 39,913,000 | 42,248,000 |
| Noninterest-bearing deposits | 24,338,000 | 21,955,000 | 24,170,000 | 24,490,000 |
| Equity capital | 5,074,000 | 4,517,000 | 2,976,000 | 5,182,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 558,000 | 1,284,000 | 2,062,000 | 2,825,000 |
| Interest expense | 56,000 | 121,000 | 236,000 | 520,000 |
| Net interest income | 502,000 | 1,163,000 | 1,826,000 | 2,305,000 |
| Noninterest income | 78,000 | 145,000 | 262,000 | 392,000 |
| Noninterest expense | 348,000 | 493,000 | 865,000 | 1,279,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 232,000 | 815,000 | 1,223,000 | 1,418,000 |
| Income tax | 0 | 172,000 | 222,000 | 271,000 |
| Net income | 232,000 | 643,000 | 1,001,000 | 1,147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,870,000 | 7,647,000 | 8,005,000 | 8,151,000 |