Call reports 2021
BREDA SAVINGS BANK — 2021
What BREDA SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 75,247,000 | 74,614,000 | 73,181,000 | 79,297,000 |
| Total loans | 39,008,000 | 38,732,000 | 35,346,000 | 40,114,000 |
| Allowance for loan losses | 406,000 | 406,000 | 406,000 | 406,000 |
| Securities available for sale | 29,505,000 | 31,129,000 | 33,976,000 | 35,288,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,650,000 | 59,694,000 | 58,253,000 | 52,834,000 |
| Interest-bearing deposits | 33,441,000 | 37,039,000 | 36,131,000 | 32,756,000 |
| Noninterest-bearing deposits | 24,210,000 | 22,655,000 | 22,122,000 | 20,078,000 |
| Equity capital | 7,440,000 | 7,834,000 | 7,821,000 | 7,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 583,000 | 1,586,000 | 2,194,000 | 2,847,000 |
| Interest expense | 77,000 | 146,000 | 208,000 | 268,000 |
| Net interest income | 506,000 | 1,440,000 | 1,986,000 | 2,579,000 |
| Noninterest income | 77,000 | 131,000 | 246,000 | 374,000 |
| Noninterest expense | 344,000 | 635,000 | 981,000 | 1,403,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 239,000 | 936,000 | 1,251,000 | 1,550,000 |
| Income tax | 0 | 128,000 | 159,000 | 190,000 |
| Net income | 239,000 | 808,000 | 1,092,000 | 1,360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,765,000 | 7,827,000 | 8,110,000 | 7,670,000 |