Call reports 2018
BREDA SAVINGS BANK — 2018
What BREDA SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 59,362,000 | 58,918,000 | 61,280,000 | 62,186,000 |
| Total loans | 31,451,000 | 30,460,000 | 31,891,000 | 34,348,000 |
| Allowance for loan losses | 606,000 | 606,000 | 606,000 | 406,000 |
| Securities available for sale | 25,088,000 | 25,295,000 | 25,799,000 | 24,881,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,334,000 | 36,320,000 | 36,138,000 | 40,173,000 |
| Interest-bearing deposits | 27,199,000 | 26,678,000 | 26,471,000 | 28,521,000 |
| Noninterest-bearing deposits | 10,135,000 | 9,642,000 | 9,667,000 | 11,651,000 |
| Equity capital | 6,634,000 | 6,643,000 | 6,688,000 | 6,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 581,000 | 1,145,000 | 1,736,000 | 2,289,000 |
| Interest expense | 91,000 | 185,000 | 306,000 | 440,000 |
| Net interest income | 490,000 | 960,000 | 1,430,000 | 1,849,000 |
| Noninterest income | 51,000 | 104,000 | 160,000 | 219,000 |
| Noninterest expense | 292,000 | 651,000 | 937,000 | 1,227,000 |
| Provision for loan losses | 0 | 0 | 0 | -200,000 |
| Pretax income | 198,000 | 362,000 | 622,000 | 1,025,000 |
| Income tax | 0 | 8,000 | 27,000 | 36,000 |
| Net income | 198,000 | 354,000 | 595,000 | 989,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,176,000 | 7,332,000 | 7,572,000 | 7,167,000 |
| Total capital | 7,652,000 | 7,807,000 | 8,070,000 | 7,573,000 |
| Risk-weighted assets | 38,004,000 | 37,897,000 | 39,775,000 | 41,053,000 |