Call reports 2017
BREDA SAVINGS BANK — 2017
What BREDA SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 56,679,000 | 58,352,000 | 58,112,000 | 57,789,000 |
| Total loans | 27,652,000 | 28,251,000 | 29,055,000 | 30,479,000 |
| Allowance for loan losses | 510,000 | 511,000 | 511,000 | 606,000 |
| Securities available for sale | 26,608,000 | 27,763,000 | 25,992,000 | 25,127,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,253,000 | 37,964,000 | 35,349,000 | 35,907,000 |
| Interest-bearing deposits | 27,230,000 | 27,225,000 | 24,824,000 | 26,068,000 |
| Noninterest-bearing deposits | 11,023,000 | 10,739,000 | 10,525,000 | 9,839,000 |
| Equity capital | 6,944,000 | 7,211,000 | 7,479,000 | 6,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 557,000 | 1,107,000 | 1,632,000 | 2,304,000 |
| Interest expense | 55,000 | 116,000 | 187,000 | 263,000 |
| Net interest income | 502,000 | 991,000 | 1,445,000 | 2,041,000 |
| Noninterest income | 37,000 | 75,000 | 114,000 | 172,000 |
| Noninterest expense | 295,000 | 686,000 | 933,000 | 1,351,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 320,000 | 418,000 | 711,000 | 889,000 |
| Income tax | 0 | 17,000 | 27,000 | 36,000 |
| Net income | 320,000 | 401,000 | 684,000 | 853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,362,000 | 7,443,000 | 7,725,000 | 6,978,000 |
| Total capital | 7,804,000 | 7,887,000 | 8,177,000 | 7,443,000 |
| Risk-weighted assets | 35,300,000 | 35,496,000 | 36,103,000 | 37,091,000 |