Call reports 2008
BREDA SAVINGS BANK — 2008
What BREDA SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 29,293,000 | 29,428,000 | 29,195,000 | 30,467,000 |
| Total loans | 15,181,000 | 16,091,000 | 16,959,000 | 18,146,000 |
| Allowance for loan losses | 358,000 | 358,000 | 358,000 | 383,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,223,000 | 10,744,000 | 10,629,000 | 10,129,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,857,000 | 22,936,000 | 22,630,000 | 22,021,000 |
| Interest-bearing deposits | 17,757,000 | 17,402,000 | 17,339,000 | 15,520,000 |
| Noninterest-bearing deposits | 5,100,000 | 5,534,000 | 5,291,000 | 6,501,000 |
| Equity capital | 5,965,000 | 6,022,000 | 6,099,000 | 6,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 388,000 | 749,000 | 1,113,000 | 1,489,000 |
| Interest expense | 143,000 | 270,000 | 381,000 | 474,000 |
| Net interest income | 245,000 | 479,000 | 732,000 | 1,015,000 |
| Noninterest income | 38,000 | 72,000 | 98,000 | 142,000 |
| Noninterest expense | 182,000 | 377,000 | 570,000 | 912,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 101,000 | 174,000 | 260,000 | 245,000 |
| Income tax | 30,000 | 46,000 | 55,000 | 90,000 |
| Net income | 71,000 | 128,000 | 205,000 | 155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,965,000 | 6,022,000 | 6,099,000 | 6,029,000 |
| Total capital | 6,168,000 | 6,234,000 | 6,319,000 | 6,261,000 |
| Risk-weighted assets | 16,105,000 | 16,841,000 | 17,434,000 | 18,402,000 |
Machine access — free, no API key
Every figure shown here about BREDA SAVINGS BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.