Call reports 2011
FIRST COMMUNITY BANK OF JOLIET — 2011
What FIRST COMMUNITY BANK OF JOLIET reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 586,537,000 | 553,158,000 | 534,629,000 | 504,192,000 |
| Total loans | 488,773,000 | 470,327,000 | 426,609,000 | 399,531,000 |
| Allowance for loan losses | 17,309,000 | 18,140,000 | 18,918,000 | 17,555,000 |
| Securities available for sale | 56,695,000 | 42,441,000 | 42,245,000 | 48,714,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 252,000 | 350,000 | 553,000 | 553,000 |
| Total deposits | 506,859,000 | 475,174,000 | 460,624,000 | 443,570,000 |
| Interest-bearing deposits | 458,364,000 | 425,195,000 | 406,316,000 | 387,895,000 |
| Noninterest-bearing deposits | 48,495,000 | 49,979,000 | 54,308,000 | 55,675,000 |
| Equity capital | 50,250,000 | 46,424,000 | 44,550,000 | 44,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,531,000 | 14,693,000 | 21,479,000 | 27,656,000 |
| Interest expense | 2,211,000 | 4,353,000 | 6,306,000 | 8,041,000 |
| Net interest income | 5,320,000 | 10,340,000 | 15,173,000 | 19,615,000 |
| Noninterest income | 186,000 | 333,000 | 395,000 | 549,000 |
| Noninterest expense | 2,227,000 | 5,467,000 | 8,452,000 | 12,271,000 |
| Provision for loan losses | 3,111,000 | 9,357,000 | 13,316,000 | 15,191,000 |
| Pretax income | 168,000 | -4,103,000 | -6,152,000 | -7,250,000 |
| Income tax | 0 | 0 | 0 | -20,000 |
| Net income | 168,000 | -4,103,000 | -6,152,000 | -7,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,301,000 | 46,047,000 | 44,021,000 | 43,452,000 |
| Total capital | 56,974,000 | 52,303,000 | 49,644,000 | 48,775,000 |
| Risk-weighted assets | 523,203,000 | 488,604,000 | 438,953,000 | 413,097,000 |