Call reports 2006
FIRST COMMUNITY BANK OF JOLIET — 2006
What FIRST COMMUNITY BANK OF JOLIET reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 176,983,000 | 205,870,000 | 226,595,000 | 243,076,000 |
| Total loans | 136,890,000 | 135,677,000 | 149,593,000 | 170,131,000 |
| Allowance for loan losses | 2,260,000 | 2,520,000 | 2,780,000 | 3,240,000 |
| Securities available for sale | 15,115,000 | 25,352,000 | 25,882,000 | 26,569,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,797,000 | 174,727,000 | 194,878,000 | 210,870,000 |
| Interest-bearing deposits | 125,835,000 | 146,965,000 | 172,163,000 | 181,305,000 |
| Noninterest-bearing deposits | 20,962,000 | 27,762,000 | 22,715,000 | 29,565,000 |
| Equity capital | 29,460,000 | 30,294,000 | 30,713,000 | 31,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,535,000 | 5,300,000 | 8,783,000 | 12,573,000 |
| Interest expense | 1,006,000 | 2,241,000 | 3,989,000 | 5,982,000 |
| Net interest income | 1,529,000 | 3,059,000 | 4,794,000 | 6,591,000 |
| Noninterest income | 33,000 | 154,000 | 217,000 | 261,000 |
| Noninterest expense | 690,000 | 1,471,000 | 2,340,000 | 3,266,000 |
| Provision for loan losses | 260,000 | 520,000 | 780,000 | 1,240,000 |
| Pretax income | 612,000 | 1,222,000 | 1,891,000 | 2,346,000 |
| Income tax | 239,000 | -4,000 | 294,000 | 313,000 |
| Net income | 373,000 | 1,226,000 | 1,597,000 | 2,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,561,000 | 30,416,000 | 30,786,000 | 31,238,000 |
| Total capital | 31,548,000 | 32,461,000 | 33,040,000 | 33,759,000 |
| Risk-weighted assets | 158,721,000 | 163,121,000 | 179,800,000 | 200,956,000 |
Machine access — free, no API key
Every figure shown here about FIRST COMMUNITY BANK OF JOLIET — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.