Call reports 2012
BB&T FINANCIAL, FSB — 2012
What BB&T FINANCIAL, FSB reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,691,312,000 | 2,686,436,000 | 2,715,253,000 | 2,829,941,000 |
| Total loans | 2,341,918,000 | 2,397,919,000 | 2,472,524,000 | 2,497,221,000 |
| Allowance for loan losses | 92,309,000 | 88,139,000 | 97,456,000 | 99,178,000 |
| Securities available for sale | 133,342,000 | 124,745,000 | 116,510,000 | 106,909,000 |
| Securities held to maturity | 48,665,000 | 46,667,000 | 43,273,000 | 38,946,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 903,453,000 | 894,558,000 | 883,923,000 | 924,338,000 |
| Interest-bearing deposits | 850,756,000 | 850,856,000 | 851,157,000 | 851,308,000 |
| Noninterest-bearing deposits | 52,697,000 | 43,702,000 | 32,766,000 | 73,030,000 |
| Equity capital | 562,619,000 | 601,952,000 | 633,810,000 | 669,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 45,558,000 | 90,553,000 | 137,109,000 | 184,405,000 |
| Interest expense | 3,956,000 | 6,522,000 | 8,603,000 | 9,430,000 |
| Net interest income | 41,602,000 | 84,031,000 | 128,506,000 | 174,975,000 |
| Noninterest income | 59,520,000 | 123,446,000 | 190,637,000 | 257,910,000 |
| Noninterest expense | 33,579,000 | 66,910,000 | 106,071,000 | 146,454,000 |
| Provision for loan losses | -5,373,000 | 5,540,000 | 28,590,000 | 44,325,000 |
| Pretax income | 72,916,000 | 135,027,000 | 184,482,000 | 242,106,000 |
| Income tax | 26,999,000 | 49,767,000 | 67,892,000 | 89,635,000 |
| Net income | 45,917,000 | 85,260,000 | 116,590,000 | 152,471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 535,918,000 | 572,215,000 | 603,634,000 | 639,705,000 |
| Total capital | 568,542,000 | 604,811,000 | 636,825,000 | 674,431,000 |
| Risk-weighted assets | 2,550,030,000 | 2,551,908,000 | 2,590,795,000 | 2,713,444,000 |