Call reports 2011
BB&T FINANCIAL, FSB — 2011
What BB&T FINANCIAL, FSB reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q3 | 2011Q4 |
|---|---|---|
| Total assets | 2,625,181,000 | 2,746,868,000 |
| Total loans | 2,345,594,000 | 2,399,010,000 |
| Allowance for loan losses | 105,576,000 | 113,166,000 |
| Securities available for sale | 152,757,000 | 141,256,000 |
| Securities held to maturity | 0 | 50,244,000 |
| Trading assets | 0 | 0 |
| Total deposits | 1,059,723,000 | 1,092,569,000 |
| Interest-bearing deposits | 1,028,932,000 | 1,032,790,000 |
| Noninterest-bearing deposits | 30,791,000 | 59,779,000 |
| Equity capital | 487,098,000 | 515,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q3 | 2011Q4 |
|---|---|---|
| Interest income | 137,105,000 | 184,094,000 |
| Interest expense | 15,426,000 | 19,821,000 |
| Net interest income | 121,679,000 | 164,273,000 |
| Noninterest income | 169,417,000 | 231,555,000 |
| Noninterest expense | 93,092,000 | 126,731,000 |
| Provision for loan losses | 50,742,000 | 74,212,000 |
| Pretax income | 147,262,000 | 194,885,000 |
| Income tax | 53,792,000 | 72,279,000 |
| Net income | 93,470,000 | 122,606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q3 | 2011Q4 |
|---|---|---|
| Tier 1 capital | 460,238,000 | 489,604,000 |
| Total capital | 492,454,000 | 522,965,000 |
| Risk-weighted assets | 2,503,882,000 | 2,589,101,000 |