Call reports 2008
BB&T FINANCIAL, FSB — 2008
What BB&T FINANCIAL, FSB reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 |
|---|---|
| Total assets | 146,793,000 |
| Total loans | 141,959,000 |
| Allowance for loan losses | 5,988,000 |
| Securities available for sale | 967,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 688,000 |
| Interest-bearing deposits | 0 |
| Noninterest-bearing deposits | 688,000 |
| Equity capital | 38,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 |
|---|---|
| Interest income | 3,773,000 |
| Interest expense | 825,000 |
| Net interest income | 2,948,000 |
| Noninterest income | 7,077,000 |
| Noninterest expense | 1,266,000 |
| Provision for loan losses | 1,239,000 |
| Pretax income | 7,520,000 |
| Income tax | 2,827,000 |
| Net income | 4,693,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 |
|---|---|
| Tier 1 capital | 38,210,000 |
| Total capital | 40,099,000 |
| Risk-weighted assets | 147,002,000 |