Call reports 2007
BB&T FINANCIAL, FSB — 2007
What BB&T FINANCIAL, FSB reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 132,070,000 | 126,929,000 | 135,902,000 | 144,026,000 |
| Total loans | 117,895,000 | 125,458,000 | 131,449,000 | 140,214,000 |
| Allowance for loan losses | 5,793,000 | 5,916,000 | 5,946,000 | 6,069,000 |
| Securities available for sale | 982,000 | 973,000 | 974,000 | 972,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 703,000 | 661,000 | 667,000 | 706,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 703,000 | 661,000 | 667,000 | 706,000 |
| Equity capital | 28,398,000 | 30,304,000 | 32,598,000 | 34,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,749,000 | 7,477,000 | 11,409,000 | 15,347,000 |
| Interest expense | 1,186,000 | 2,398,000 | 3,662,000 | 4,785,000 |
| Net interest income | 2,563,000 | 5,079,000 | 7,747,000 | 10,562,000 |
| Noninterest income | 3,082,000 | 6,723,000 | 10,497,000 | 14,369,000 |
| Noninterest expense | 1,990,000 | 4,142,000 | 6,221,000 | 9,849,000 |
| Provision for loan losses | 707,000 | 1,599,000 | 2,361,000 | 3,184,000 |
| Pretax income | 2,948,000 | 6,061,000 | 9,662,000 | 11,898,000 |
| Income tax | 1,139,000 | 2,342,000 | 3,650,000 | 4,344,000 |
| Net income | 1,809,000 | 3,719,000 | 6,012,000 | 7,554,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,691,000 | 29,625,000 | 31,943,000 | 33,499,000 |
| Total capital | 29,389,000 | 31,263,000 | 33,684,000 | 35,328,000 |
| Risk-weighted assets | 131,779,000 | 126,755,000 | 135,066,000 | 142,090,000 |