Call reports 2002
BB&T FINANCIAL, FSB — 2002
What BB&T FINANCIAL, FSB reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 75,787,000 | 80,822,000 | 99,601,000 | 129,286,000 |
| Total loans | 76,274,000 | 79,214,000 | 83,177,000 | 87,550,000 |
| Allowance for loan losses | 3,048,000 | 3,166,000 | 3,324,000 | 3,498,000 |
| Securities available for sale | 998,000 | 1,019,000 | 1,039,000 | 1,023,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,581,000 | 3,575,000 | 2,075,000 | 3,590,000 |
| Interest-bearing deposits | 3,000,000 | 3,000,000 | 1,500,000 | 3,000,000 |
| Noninterest-bearing deposits | 581,000 | 575,000 | 575,000 | 590,000 |
| Equity capital | 17,715,000 | 18,594,000 | 20,098,000 | 20,974,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,819,000 | 3,732,000 | 5,705,000 | 7,712,000 |
| Interest expense | 263,000 | 549,000 | 836,000 | 1,059,000 |
| Net interest income | 1,556,000 | 3,183,000 | 4,869,000 | 6,653,000 |
| Noninterest income | 1,377,000 | 2,906,000 | 4,571,000 | 6,371,000 |
| Noninterest expense | 1,052,000 | 2,181,000 | 3,334,000 | 4,516,000 |
| Provision for loan losses | 611,000 | 1,320,000 | 1,581,000 | 2,506,000 |
| Pretax income | 1,270,000 | 2,588,000 | 4,525,000 | 6,002,000 |
| Income tax | 508,000 | 1,019,000 | 1,814,000 | 2,406,000 |
| Net income | 762,000 | 1,569,000 | 2,711,000 | 3,596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,707,000 | 18,574,000 | 20,066,000 | 20,951,000 |
| Total capital | 18,681,000 | 19,613,000 | 21,216,000 | 22,352,000 |
| Risk-weighted assets | 75,843,000 | 80,981,000 | 89,852,000 | 109,999,000 |
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