Call reports 2014
SHAREPLUS BANK — 2014
What SHAREPLUS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Total assets | 315,309,000 | 334,971,000 | 348,617,000 |
| Total loans | 229,911,000 | 254,391,000 | 250,880,000 |
| Allowance for loan losses | 2,187,000 | 1,910,000 | 1,826,000 |
| Securities available for sale | 30,726,000 | 27,808,000 | 19,853,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 274,325,000 | 270,419,000 | 281,652,000 |
| Interest-bearing deposits | 242,329,000 | 235,490,000 | 249,968,000 |
| Noninterest-bearing deposits | 31,996,000 | 34,929,000 | 31,684,000 |
| Equity capital | 31,329,000 | 31,852,000 | 32,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Interest income | 2,806,000 | 5,787,000 | 8,963,000 |
| Interest expense | 390,000 | 770,000 | 1,183,000 |
| Net interest income | 2,416,000 | 5,017,000 | 7,780,000 |
| Noninterest income | 455,000 | 1,113,000 | 1,746,000 |
| Noninterest expense | 2,490,000 | 5,006,000 | 7,870,000 |
| Provision for loan losses | 139,000 | 198,000 | 113,000 |
| Pretax income | 242,000 | 1,013,000 | 1,804,000 |
| Income tax | 73,000 | 323,000 | 570,000 |
| Net income | 169,000 | 690,000 | 1,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Tier 1 capital | 30,754,000 | 31,172,000 | 31,862,000 |
| Total capital | 32,941,000 | 33,082,000 | 33,688,000 |
| Risk-weighted assets | 239,729,000 | 254,305,000 | 251,144,000 |