Call reports 2012
SHAREPLUS BANK — 2012
What SHAREPLUS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 272,999,000 | 270,526,000 | 296,409,000 | 287,854,000 |
| Total loans | 219,361,000 | 230,609,000 | 232,815,000 | 231,999,000 |
| Allowance for loan losses | 2,037,000 | 2,186,000 | 2,290,000 | 2,420,000 |
| Securities available for sale | 17,326,000 | 16,296,000 | 19,744,000 | 15,713,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,992,000 | 229,277,000 | 238,990,000 | 233,904,000 |
| Interest-bearing deposits | 207,453,000 | 204,831,000 | 211,680,000 | 210,004,000 |
| Noninterest-bearing deposits | 24,539,000 | 24,446,000 | 27,310,000 | 23,900,000 |
| Equity capital | 29,521,000 | 29,801,000 | 30,393,000 | 30,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,940,000 | 5,925,000 | 8,942,000 | 11,888,000 |
| Interest expense | 383,000 | 766,000 | 1,131,000 | 1,475,000 |
| Net interest income | 2,557,000 | 5,159,000 | 7,811,000 | 10,413,000 |
| Noninterest income | 733,000 | 1,612,000 | 2,618,000 | 3,541,000 |
| Noninterest expense | 2,654,000 | 5,668,000 | 8,414,000 | 11,010,000 |
| Provision for loan losses | 487,000 | 702,000 | 857,000 | 1,018,000 |
| Pretax income | 469,000 | 901,000 | 1,786,000 | 2,609,000 |
| Income tax | 119,000 | 230,000 | 514,000 | 777,000 |
| Net income | 350,000 | 671,000 | 1,272,000 | 1,832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,368,000 | 29,660,000 | 29,957,000 | 30,446,000 |
| Total capital | 31,405,000 | 31,846,000 | 32,247,000 | 32,866,000 |
| Risk-weighted assets | 191,131,000 | 194,740,000 | 208,662,000 | 211,178,000 |