Call reports 2012
EMIGRANT SAVINGS BANK - BROOKLYN/QUEENS — 2012
What EMIGRANT SAVINGS BANK - BROOKLYN/QUEENS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Total assets | 803,754,000 | 806,352,000 | 811,533,000 |
| Total loans | 262,842,000 | 247,277,000 | 239,858,000 |
| Allowance for loan losses | 3,313,000 | 3,349,000 | 3,206,000 |
| Securities available for sale | 365,869,000 | 343,768,000 | 291,583,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 720,154,000 | 721,068,000 | 720,192,000 |
| Interest-bearing deposits | 676,881,000 | 680,232,000 | 681,843,000 |
| Noninterest-bearing deposits | 43,273,000 | 40,836,000 | 38,349,000 |
| Equity capital | 64,137,000 | 64,507,000 | 65,486,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Interest income | 6,145,000 | 11,522,000 | 16,318,000 |
| Interest expense | 2,102,000 | 4,018,000 | 5,831,000 |
| Net interest income | 4,043,000 | 7,504,000 | 10,487,000 |
| Noninterest income | 248,000 | 339,000 | 430,000 |
| Noninterest expense | 3,225,000 | 6,624,000 | 10,274,000 |
| Provision for loan losses | 494,000 | 1,165,000 | 1,216,000 |
| Pretax income | 945,000 | 461,000 | 627,000 |
| Income tax | 383,000 | 132,000 | 169,000 |
| Net income | 562,000 | 329,000 | 458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Tier 1 capital | 65,683,000 | 65,692,000 | 66,667,000 |
| Total capital | 68,675,000 | 68,663,000 | 69,739,000 |
| Risk-weighted assets | 239,055,000 | 237,268,000 | 245,598,000 |