Call reports 2011
EMIGRANT SAVINGS BANK - BROOKLYN/QUEENS — 2011
What EMIGRANT SAVINGS BANK - BROOKLYN/QUEENS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 797,983,000 | 810,862,000 | 798,856,000 | 793,126,000 |
| Total loans | 299,802,000 | 286,388,000 | 280,026,000 | 273,837,000 |
| Allowance for loan losses | 2,609,000 | 2,924,000 | 3,400,000 | 3,315,000 |
| Securities available for sale | 428,635,000 | 422,979,000 | 410,649,000 | 395,199,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 717,334,000 | 718,062,000 | 714,370,000 | 709,688,000 |
| Interest-bearing deposits | 677,838,000 | 675,600,000 | 673,381,000 | 669,006,000 |
| Noninterest-bearing deposits | 39,496,000 | 42,462,000 | 40,989,000 | 40,682,000 |
| Equity capital | 61,657,000 | 63,643,000 | 60,810,000 | 59,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,060,000 | 13,876,000 | 20,401,000 | 26,604,000 |
| Interest expense | 2,511,000 | 4,919,000 | 7,240,000 | 9,474,000 |
| Net interest income | 4,549,000 | 8,957,000 | 13,161,000 | 17,130,000 |
| Noninterest income | 200,000 | 371,000 | 657,000 | 818,000 |
| Noninterest expense | 3,380,000 | 6,705,000 | 10,085,000 | 13,202,000 |
| Provision for loan losses | 678,000 | 2,171,000 | 2,840,000 | 3,241,000 |
| Pretax income | 691,000 | 594,000 | 1,036,000 | 1,843,000 |
| Income tax | 270,000 | 191,000 | 350,000 | 655,000 |
| Net income | 421,000 | 403,000 | 686,000 | 1,188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,135,000 | 64,552,000 | 62,537,000 | 62,733,000 |
| Total capital | 66,744,000 | 67,476,000 | 65,620,000 | 65,828,000 |
| Risk-weighted assets | 251,386,000 | 251,927,000 | 246,310,000 | 247,375,000 |