Call reports 2010
EMIGRANT SAVINGS BANK - BROOKLYN/QUEENS — 2010
What EMIGRANT SAVINGS BANK - BROOKLYN/QUEENS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 784,669,000 | 778,198,000 | 790,993,000 | 798,454,000 |
| Total loans | 329,246,000 | 317,781,000 | 308,619,000 | 305,430,000 |
| Allowance for loan losses | 2,340,000 | 2,429,000 | 2,530,000 | 2,371,000 |
| Securities available for sale | 130,613,000 | 124,510,000 | 204,837,000 | 422,500,000 |
| Securities held to maturity | 84,293,000 | 163,245,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 704,683,000 | 705,774,000 | 712,227,000 | 714,032,000 |
| Interest-bearing deposits | 696,192,000 | 667,876,000 | 674,133,000 | 674,457,000 |
| Noninterest-bearing deposits | 8,491,000 | 37,898,000 | 38,094,000 | 39,575,000 |
| Equity capital | 53,687,000 | 52,758,000 | 60,410,000 | 60,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,175,000 | 13,412,000 | 20,376,000 | 27,275,000 |
| Interest expense | 2,902,000 | 5,732,000 | 8,505,000 | 11,160,000 |
| Net interest income | 3,273,000 | 7,680,000 | 11,871,000 | 16,115,000 |
| Noninterest income | 180,000 | 329,000 | 547,000 | 706,000 |
| Noninterest expense | 3,119,000 | 6,780,000 | 10,139,000 | 13,701,000 |
| Provision for loan losses | 77,000 | 713,000 | 1,330,000 | 1,336,000 |
| Pretax income | 257,000 | 516,000 | 10,139,000 | 10,974,000 |
| Income tax | 78,000 | 155,000 | 4,375,000 | 4,708,000 |
| Net income | 179,000 | 361,000 | 5,764,000 | 6,266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,829,000 | 55,533,000 | 62,318,000 | 63,175,000 |
| Total capital | 59,169,000 | 57,962,000 | 64,848,000 | 65,546,000 |
| Risk-weighted assets | 278,684,000 | 278,757,000 | 270,557,000 | 251,923,000 |