Call reports 2025
COMMUNITY NATIONAL BANK — 2025
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,451,853,000 | 2,400,640,000 | 2,338,563,000 | 2,588,004,000 |
| Total loans | 1,590,845,000 | 1,605,590,000 | 1,658,139,000 | 1,616,245,000 |
| Allowance for loan losses | 23,396,000 | 24,903,000 | 25,930,000 | 25,807,000 |
| Securities available for sale | 242,472,000 | 253,948,000 | 251,717,000 | 250,365,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,142,145,000 | 2,081,070,000 | 2,006,073,000 | 2,238,542,000 |
| Interest-bearing deposits | 1,061,852,000 | 1,007,131,000 | 961,821,000 | 1,185,559,000 |
| Noninterest-bearing deposits | 1,080,293,000 | 1,073,939,000 | 1,044,252,000 | 1,052,983,000 |
| Equity capital | 275,658,000 | 287,541,000 | 299,253,000 | 311,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 34,688,000 | 70,904,000 | 106,758,000 | 143,567,000 |
| Interest expense | 6,171,000 | 12,170,000 | 17,553,000 | 23,541,000 |
| Net interest income | 28,517,000 | 58,734,000 | 89,205,000 | 120,026,000 |
| Noninterest income | 2,725,000 | 5,436,000 | 8,457,000 | 11,023,000 |
| Noninterest expense | 14,147,000 | 28,628,000 | 43,518,000 | 58,983,000 |
| Provision for loan losses | -776,000 | 622,000 | 2,001,000 | 1,878,000 |
| Pretax income | 17,848,000 | 34,929,000 | 52,172,000 | 70,181,000 |
| Income tax | 3,749,000 | 7,336,000 | 10,951,000 | 14,841,000 |
| Net income | 14,099,000 | 27,593,000 | 41,221,000 | 55,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 273,066,000 | 283,215,000 | 293,483,000 | 304,266,000 |
| Total capital | 296,707,000 | 307,554,000 | 318,242,000 | 328,323,000 |
| Risk-weighted assets | 1,949,551,000 | 1,946,350,000 | 1,979,280,000 | 1,922,588,000 |